in tiny home finance
Tiny Home. Big Dreams
Tiny loans for tiny homes
A first for New Zealand. Home Now Finance specialize in financing for your dream tiny home! As the demand for affordable and sustainable housing continues to rise, we understand the importance of flexible financial solutions. Whether you're looking to downsize, embrace a minimalist lifestyle, or reduce your environmental footprint, we're here to support you every step of the way.
- Flexible Financing Options
- Streamlined Application Process
- Expert Guidance
- Support for Sustainable Living
QUICK ANSWER AND QUESTIONING
Frequently Asked Questions
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+Can I use my Kiwisaver to fund a tiny home?Unfortunately, you can’t. It would be great if you could, as it would help many Kiwis get an affordable home. However, there are specific rules and restrictions for withdrawing your Kiwisaver. It can only be used for a permanent house and land purchase where a Title is issued.
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+What are the terms of payment when buying a Tiny Home unit?Deposit Requirements: A deposit of $10,000 is required for purchases under $100,000, and a deposit of $20,000 is necessary for orders exceeding $100,000. All 12.5 x 4.4 (Three Bedroom) orders require a $30,000 deposit. This deposit is payable upon placing your order and is essential for reserving your position in our production schedule. Please note that we cannot place your order in the queue until your deposit has been received. Deposit Policy: Please be aware that all deposits are non-refundable. Refund Conditions: In the uncommon scenario where HouseMe assesses that delivery of a unit to your site is not feasible, a full refund of your deposit will be issued. Sales and Purchase Agreement: You will receive a detailed Sales and Purchase Agreement outlining your purchase terms. Payment Terms: The total balance of your purchase must be paid in full 10 days before the delivery of your unit. You must pay for and take possession of your unit within 4 months of the initial deposit payment.
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+Can I get a mortgage for a tiny home?Traditional mortgages may not be available for tiny homes, especially if they are on wheels. However, some lenders such as Home Now Finance offer specialized tiny home loans that can be used to purchase a tiny home.
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+Can I get insurance for my tiny home?Yes, insurance is available for tiny homes, including coverage for theft, damage, and liability. The type of insurance depends on whether the tiny home is on wheels or a foundation.
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+What are the zoning regulations for tiny homes in New Zealand?Zoning regulations can vary by region. It’s important to consult local councils to understand where tiny homes are permitted and what requirements must be met.
LATEST NEWS FROM HOME NOW FINANCE
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