Unfortunately, you can’t. It would be great if you could, as it would help many Kiwis get an affordable home. However, there are specific rules and restrictions for withdrawing your Kiwisaver. It can only be used for a permanent house and land purchase where a Title is issued.

Deposit Requirements will be dependant on the tiny home supplier. HomeNow minimum requiremenrts are a $10,000 deposit or 10% of the total contract value which ever is the higher. This deposit is payable to your supplier upon placing your order, and specific terms of the deposit will be in the supplier sale and purchase agreement terms. HomeNow will pay to the supplier the total balance of your purchase once you unit is ready for delivery, before the delivery of your unit provided you have completed and signed the finance contract. You must complete the finance contract and take possession of your unit within 4 months of the initial deposit payment.

Traditional mortgages may not be available for tiny homes, especially if they are on wheels. However, some lenders such as Home Now Finance offer specialized tiny home loans that can be used to purchase a tiny home.

Yes, insurance is available for tiny homes, including coverage for theft, damage, and liability. The type of insurance depends on whether the tiny home is on wheels or a foundation.

Zoning regulations can vary by region. It’s important to consult local councils to understand where tiny homes are permitted and what requirements must be met.