Unfortunately, you can’t. It would be great if you could, as it would help many Kiwis get an affordable home. However, there are specific rules and restrictions for withdrawing your Kiwisaver. It can only be used for a permanent house and land purchase where a Title is issued.

Deposit Requirements: A deposit of $10,000 is required for purchases under $100,000, and a deposit of $20,000 is necessary for orders exceeding $100,000. All 12.5 x 4.4 (Three Bedroom) orders require a $30,000 deposit. This deposit is payable upon placing your order and is essential for reserving your position in our production schedule. Please note that we cannot place your order in the queue until your deposit has been received. Deposit Policy: Please be aware that all deposits are non-refundable. Refund Conditions: In the uncommon scenario where HouseMe assesses that delivery of a unit to your site is not feasible, a full refund of your deposit will be issued. Sales and Purchase Agreement: You will receive a detailed Sales and Purchase Agreement outlining your purchase terms. Payment Terms: The total balance of your purchase must be paid in full 10 days before the delivery of your unit. You must pay for and take possession of your unit within 4 months of the initial deposit payment.

Traditional mortgages may not be available for tiny homes, especially if they are on wheels. However, some lenders such as Home Now Finance offer specialized tiny home loans that can be used to purchase a tiny home.

Yes, insurance is available for tiny homes, including coverage for theft, damage, and liability. The type of insurance depends on whether the tiny home is on wheels or a foundation.

Zoning regulations can vary by region. It’s important to consult local councils to understand where tiny homes are permitted and what requirements must be met.